(Minneapolis, MN)  —  Target is adding a “buy now, pay later” option ahead of the holiday shopping season.  The big box retailer told USA Today on Wednesday it will offer shoppers more ways to pay for purchases with installment plans from Affirm and Sezzle.  Target says the new options let consumers buy what they need to “take advantage” of the store’s “best deals” while paying at a pace that works for them.  The Minnesota-based chain has become the latest retailer to jump on the “buy now, pay later” bandwagon.  Amazon and Walmart have adopted flexible payment installment plans, and so has Macy’s and Bed Bath & Beyond.